People may desire a quick sale for a number of reasons. These include:
- Downsizing
- Bereavement
- Relocation
- Divorce
- Debt
If debt is the reason that you need a quick buyer, and you have missed payments and received threatening letters from your mortgage lender, you may still be able to keep your home by reducing the monthly payments to a manageable level. You can do this in three main ways. They are:
- Putting all the debts in one place at a cheaper interest rate (called "consolidating debt")
- Speaking with your mortgage lender about making lower payments for a while.
- Paying debts secured on your home first, before "unsecured debts" like credit cards
Your first port of call should be National Debt Line, a government agency to help people struggling with debt. We do not recommend that you contact private agencies offering "debt consolidation" services. They charge a fee which will be added to your debt. We sincerely hope that you can solve your debt problems with the help of this not-for-profit agency.
In the event that you must sell your house fast, if you live in Bristol, Bath, Gloucestershire or Somerset, we guarantee a quick and hassle-free sale. We act efficiently and can usually make an offer within 24 hours.
We also have access to reputable solicitors who have years of experience preventing repossessions. Together we can speak to and negotiate with lenders as well as write letters and attend court hearings with you. We can pay all legal fees to sell your home quickly, and the sale can be completed in as little as 4 weeks - quicker sometimes. This can prevent repossession in the majority of cases.
In return for this, our offer will be below the full market value of the property. This is to cover our costs and expenses, and our risks in taking the property off your hands in the current climate of uncertain house prices.
However we do advise that you act quickly, as the longer you leave it, the more likely repossession becomes.
For a free, no obligation discussion about your options, Contact Us Now!